You must be an Alliant member for at least 90 days to be eligible to apply for our credit cards.
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✓ Balance transfers: Enjoy 0% APR intro rate for 12 months on balance transfers. After that, a variable APR applies ranging from 13.74%–25.74%.51
✓ Purchases: Get 0% APR intro rate for 12 months on new purchases. After that, a variable rate applies ranging from 13.74%–25.74% APR.51
✓ No annual fee
✓ Low transfer fee: It’s easy to transfer balances from high-interest cards. A low 2% of the amount of the transfer applies, $5 minimum.51
✓ $0 fraud liability: Shop with confidence knowing you’re protected from unauthorized purchases.37
✓ Visa® purchase security: Coverage on eligible purchases against damage or theft.
You’re protected from unauthorized transactions with Visa’s Zero Liability Policy.37
Skip the swipe and insert—just tap your Visa Platinum card at checkout for fast, secure payments.
Add your Visa Platinum card to your favorite mobile wallet for quick, secure payments—anytime, anywhere. Every transaction still comes with the same protections and benefits you expect from your Alliant Visa credit card.38
Skip costly insurance when renting a car; Visa covers eligible collision damage.98
24/7 access to roadside assistance via a toll-free number—pay-per-use convenience. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for more information.
EMV chip technology plus Visa Secure for online shopping protection.
Sign up for Visa Purchase Alerts for real-time notifications to immediately identify potentially fraudulent activity.
Managing your credit card couldn’t be easier with our award-winning mobile and online banking. Alliant can reward its members with generous credit card perks and fewer fees because we’re 100% digital and not-for-profit.
Can’t get ahead of monthly credit card payments or a revolving balance? A balance transfer could help. Here’s tips for saving more.
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Low introductory and standard rates
Introductory rates as low as 0% APR applies for 12 months on purchases and balance transfers after account opening. Then, a low standard variable rate applies ranging from 13.74%–25.74% APR. The balance transfer fee is 2% of the amount transferred, $5 minimum.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
If your credit card was lost or stolen, please report your card loss as soon as possible. You can report your card as lost/stolen in online banking, in our mobile banking app (under Card Management), or by calling 866-444-8529.
Most cards arrive within 7–10 business days after approval.
To report an unrecognized charge, call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant online banking. First, select your Visa card from your list of accounts. Then click the “Manage Accounts” tab, select “Dispute Transaction” and follow the prompts to identify and submit the specific transaction(s) you want to dispute.
Please see our terms and conditions for a complete list of fees.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Visa Platinum card. A fee of 2% of the balance transfer applies, $5 minimum.
If you anticipate difficulty, reach out to us to discuss options and avoid late fees.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
