Alliant Credit Union rewards its members with low loan rates and easily accessible funds because we’re 100% digital and not-for-profit.
Best Overall Credit Union
CNBC
Best Auto Loan Rates: Best for Fast Funding
CNN Underscored
Best Credit Unions for Personal Loans
GoBankingRates
Choose from:
Fixed-rate and adjustable-rate mortgages with a variety of terms, plus flexible home equity lines of credit (HELOCs).
Our quick, affordable personal loans can:
Help fund a home improvement project
Pay for emergency expenses
Consolidate other loans.
Feel confident at the dealership with our low
RV loan rates
Auto loan rates
Tesla loan rates
and knowing exactly what you can afford.
Our home equity line of credit prequalification process involves a “soft” credit inquiry that doesn’t affect your credit score. (And we don’t charge closing costs for our HELOCs.)
If you’re approved for an Alliant personal loan, you can typically expect a deposit into your checking account the same day you apply (or we’ll mail you a check if you prefer).
Alliant vehicle loans feature excellent rates that beat industry averages, no prepayment penalties and same-day approval with a simple online application.
Our experts can walk you through our conventional, FHA, VA, jumbo and Medical Professional loan products, including low and no-down-payment programs. Lock-in a rate for up to 90 days for new home purchases or refinances, up to 365 days for new construction loans.
Use our online mortgage, car loan and personal loan calculators so you can find the right loan for you.
Your funds can be accessed digitally on our award-winning mobile and online banking, making moving money or paying contractors a snap.
Bank on your terms! Access, move and track your money easily 24/7 with our award winning mobile and online banking.
Learn why everyone is eligible to apply to join Alliant and how membership pays.
A guide to credit union home loans: What you need to know
HELOC loan explained: Everything you need to know
When should I use a personal loan to consolidate debt?
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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.