Fast approvals, digital convenience and more

Alliant Credit Union rewards its members with low loan rates and easily accessible funds because we’re 100% digital and not-for-profit.

★★★★★

Best Overall Credit Union

CNBC

★★★★★

Best Auto Loan Rates: Best for Fast Funding

CNN Underscored

★★★★★

Best Credit Unions for Personal Loans

GoBankingRates

Product Features

Home Loans

Choose from:

Fixed-rate and adjustable-rate mortgages with a variety of terms, plus flexible home equity lines of credit (HELOCs).

Personal Loans

Our quick, affordable personal loans can:

Help fund a home improvement project

Pay for emergency expenses

Consolidate other loans.

Vehicle Loans

Feel confident at the dealership with our low

RV loan rates

Auto loan rates

Tesla loan rates

and knowing exactly what you can afford.

More wins, less worry when you bank with Alliant

Prequalify for a HELOC

Our home equity line of credit prequalification process involves a “soft” credit inquiry that doesn’t affect your credit score. (And we don’t charge closing costs for our HELOCs.)

Get money when you need it

If you’re approved for an Alliant personal loan, you can typically expect a deposit into your checking account the same day you apply (or we’ll mail you a check if you prefer).

Get in the driver’s seat

Alliant vehicle loans feature excellent rates that beat industry averages, no prepayment penalties and same-day approval with a simple online application.

Connect with a mortgage loan officer

Our experts can walk you through our conventional, FHA, VA, jumbo and Medical Professional loan products, including low and no-down-payment programs. Lock-in a rate for up to 90 days for new home purchases or refinances, up to 365 days for new construction loans.

Estimate your payments

Use our online mortgage, car loan and personal loan calculators so you can find the right loan for you.

Easily accessible

Your funds can be accessed digitally on our award-winning mobile and online banking, making moving money or paying contractors a snap.

On-the-go money management from the go-to digital credit union

Bank on your terms! Access, move and track your money easily 24/7 with our award winning mobile and online banking.

  • Easily apply for an auto loan, personal loan, RV loan, home equity line of credit or start the mortgage application process.
  • View your credit score for free with no impact to your credit, plus see the top factors affecting your score.
  • Make one-time loan payments or set up recurring payments on auto, personal, RV and HELOC loans.
  • Check availability of funds in a home equity line of credit, then effortlessly transfer money to your checking account.

Only have a minute?

Learn why everyone is eligible to apply to join Alliant and how membership pays.

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