Most Popular

  • High-Rate Savings

    3.01 %APY
    2.97
    %
    Dividend Period Monthly
    Effective Date 02/01/2026
    Learn More

  • High-Rate Checking

    0.25 %APY
    0.25
    %
    Dividend Period Monthly
    Effective Date 02/01/2026
    Learn More

  • One Year Certificate

    3.75 %APY
    3.69
    %
    Term 12-17 months
    Rate 3.687
    Learn More

  • Five Year Certificate

    3.65 %APY
    3.59
    %
    Term 60 months
    Rate 3.590
    Learn More
APY = Annual Percentage Yield
APR = Annual Percentage Rate
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Home Loan disclosures (Mortgage, Home Equity Line of Credit)
  4. Certificate disclosure
  5. Vehicle Loan disclosures
  6. Personal Loan disclosure

Checking
Account Type Effective Date APY Dividend Rate
Jumbo High-Rate Checking
$5,000 monthly direct deposit, $10,000 average daily balance of all deposit shares, eStatements 06/03/2026 2.00%1 1.98%
$2,000 monthly direct deposit, eStatements 06/03/2026 1.00%1 1.00%
$1,000 monthly direct deposit, eStatements 06/03/2026 0.25%1 0.25%
High-Rate Checking
One electronic deposit, eStatements 02/01/2026 0.25%2 0.25
APY = Annual Percentage Yield
  1. Jumbo High-Rate Checking
  2. High-Rate Checking

Savings
Account Type Effective Date APY Dividend Rate
Jumbo Savings
Balance $100,000+ 02/01/2026 3.35%1 3.30%
Balance $100-$99,999.99 02/01/2026 3.01%1 2.97%
Balance Less than $100 02/01/2026 0.00%1 0.00%
High-Rate Savings
Balance $100+ 02/01/2026 3.01%2 2.97%
APY = Annual Percentage Yield
  1. Jumbo Savings
  2. High-rate Savings

Certificates Rates
Certificate Type Term APY(%) /
Dividend Rate(%)		 Balance
Share Certificate 3-month 3.10/3.061 $1,000‒$74,999
Jumbo Share Certificate 3-month 3.10/3.061 $75,000+
Share Certificate 6-month 3.90/3.831 $1,000‒$74,999
Jumbo Share Certificate 6-month 3.90/3.831 $75,000+
Share Certificate 12-month 3.75/3.691 $1,000‒$74,999
Jumbo Share Certificate 12-month 3.80/3.741 $75,000+
Share Certificate 18-month 3.60/3.541 $1,000‒$74,999
Jumbo Share Certificate 18-month 3.65/3.591 $75,000+
Share Certificate 24-month 3.60/3.541 $1,000‒$74,999
Jumbo Share Certificate 24-month 3.70/3.641 $75,000+
Share Certificate 36-month 3.60/3.541 $1,000‒$74,999
Jumbo Share Certificate 36-month 3.70/3.641 $75,000+
Share Certificate 48-month 3.65/3.591 $1,000‒$74,999
Jumbo Share Certificate 48-month 3.70/3.641 $75,000+
Share Certificate 60-month 3.65/3.591 $1,000‒$74,999
Jumbo Share Certificate 60-month 3.70/3.641 $75,000+
IRA Certificate* 3-month 3.10/3.061 $1,000‒$74,999
Jumbo IRA Certificate* 3-month 3.10/3.061 $75,000+
IRA Certificate* 6-month 3.90/3.831 $1,000‒$74,999
Jumbo IRA Certificate* 6-month 3.90/3.831 $75,000+
IRA Certificate* 12-month 3.75/3.691 $1,000‒$74,999
Jumbo IRA Certificate* 12-month 3.80/3.741 $75,000+
IRA Certificate* 18-month 3.60/3.541 $1,000‒$74,999
Jumbo IRA Certificate* 18-month 3.65/3.591 $75,000+
IRA Certificate* 24-month 3.60/3.541 $1,000‒$74,999
Jumbo IRA Certificate* 24-month 3.70/3.641 $75,000+
IRA Certificate* 36-month 3.60/3.541 $1,000‒$74,999
Jumbo IRA Certificate* 36-month 3.70/3.641 $75,000+
IRA Certificate* 48-month 3.65/3.591 $1,000‒$74,999
Jumbo IRA Certificate* 48-month 3.70/3.641 $75,000+
IRA Certificate* 60-month 3.65/3.591 $1,000‒$74,999
Jumbo IRA Certificate* 60-month 3.70/3.641 $75,000+

*Alliant offers 3 types of IRA Certificates: Traditional, Roth, and SEP.

APY = Annual Percentage Yield
  1. Certificate disclosure
APR = Annual Percentage Rate
  1. Home Loan disclosures (Mortgage, Home Equity Line of Credit)

Home Equity
Product Type APR(%)
Home Equity Line of Credit Interest Only 3.991
APR = Annual Percentage Rate
Rates, terms and conditions subject to change
Introductory fixed rate of 3.99% APR for first 6 months. After intro period, a standard variable rate as-low-as 6.75% APR applies.
  1. Home Loan disclosures (Mortgage, Home Equity Line of Credit)

Vehicle Loans
Product Type Term
(months)		 APR(%)
(as low as)		 Approx.
Payment
Example
(per $1,000)
New Vehicle Rate 60 5.391 19.05
Used Vehicle Rate 60 5.641 19.17
Recreational Vehicles Rate 120 6.242 11.22
Recreational Vehicles Rate 144 6.742 10.15
Recreational Vehicles Rate 180 6.992 8.98
Recreational Vehicles Rate 240 7.242 7.90
Tesla New Vehicle Rate 60 5.243 18.98
Tesla Used Vehicle Rate 60 5.593 19.14
APR = Annual Percentage Rate
Rates, terms and conditions subject to change
  1. Auto Loan disclosure
  2. Recreational Vehicle Loan disclosure
  3. Tesla Loan disclosure


The rates advertised by Alliant are not applicable for lease buyout loans offered through our partner Lease Maturity. Please visit Lease Maturity's website (www.leasematurity.net) for more information regarding lease buyouts.

Personal Loans
Product Type Max Term
(months)		 APR(%)
(as low as)		 Approx.
Payment
(per $1,000)
Unsecured Rate 12 8.741 87.33
Unsecured Rate 24 9.741 46.03
Unsecured Rate 48 10.741 25.72
Unsecured Rate 60 11.741 22.11
APR = Annual Percentage Rate
Rates, terms and conditions subject to change
  1. Personal Loan disclosure

Credit Cards
Alliant Credit Card Introductory Rate Offer After Introductory Rate Ends
Alliant Visa® Platinum Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Visa® Platinum Rewards Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Cashback Visa® Signature Credit Card 15.74% - 25.74% APR3,4 15.74% - 25.74% APR3,4
APR = Annual Percentage Rate
Rates, terms and conditions subject to change
  1. Platinum and Rewards disclosure
  2. Platinum and Rewards agreement
  3. Signature disclosure
  4. Signature agreement