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Recreational vehicle, camper or motorhome – full-timer or weekender – Alliant can help you with RV financing that fits your lifestyle.
APR=Annual Percentage Rate.55 APRs shown above are stated as low as and may vary based on factors such as make, model, and year of the vehicle, payment method, creditworthiness, and ability to repay.
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That's 14x the national bank average!71
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Get all the comforts of home - including a comfortable rate.
Pay a bill at a national park. Check on your loan on the beach. As a 100% digital credit union, Alliant gives you 100% freedom to do your everyday banking from wherever your home happens to be, from the comfort of your kitchen table — or a picnic table.
Get on the road quicker and easier with a preapproved RV loan.
How do Alliant Credit Union RV loans work? It's simple:
Submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7). We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your preapproved loan to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.
We'll send the funds for free via FedEx 2-business day shipping. Contact your loan consultant if you want it to arrive sooner for a fee (FedEx Overnight Shipping for $18 or FedEx First Overnight Shipping for $22).
Our members have trusted us with their financial needs since 1935. And we’ve been getting them on the open road in all 50 states with camper financing, motorhome financing and other recreational vehicle loans for 15 years.
APR=Annual Percentage Rate55. APRs shown above are stated as low as and may vary based on factors such as make, model, and year of the vehicle, payment method, creditworthiness, and ability to repay.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Alliant offers recreational vehicle financing for conventional travel trailers, fifth-wheel travel trailers, class A motorhomes, expandable travel trailers, class B motorhomes, and class C motorhomes. All RVs need to be no more than 15 years old and have mileage of less than 75,000 miles. Maximum loan amount for private-party purchases is $100,000.
Alliant will not provide financing for truck campers, prevost buses, tow vehicles, custom RVs, tiny homes, park model RVs, off-road trailers/RVs or cargo trailers.
Yes. Alliant Credit Union offers financing for “full-timers” who plan to adopt their recreational vehicle as their year-round home, as well as to those who plan to use their vehicle for family vacations, a few weekend getaways, or as an escape for a part of the year.
Typically, RV loan terms range from 10-20 years (120 -240 months) at most banks and credit unions. At Alliant Credit Union, we offer RV loans up to $300,000 and terms up to 20 years.55
Applying for an RV loan is simple. Just apply online at https://www.alliantcreditunion.com/Clos/Login/Apply The first step is to submit your application. Once your application is submitted, we will notify you if you are preapproved. You will then bring your preapproved loan to the dealer to help you negotiate the best deal for you. Then, send us your purchase agreement and we’ll finalize the documents for you.
On average, an RV loan has a higher interest rate than a conventional car loan and the terms are much longer. There are many factors that determine your rate including your credit score and the make and model of your recreational vehicle.
Alliant offers a Loan Assistance Program to support our members who are suffering through a financial hardship and need extra help to get back on track financially. Learn more on the Alliant Loan Assistance Program page of our website.
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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.