Personal loans, personalized for you

Our quick, affordable personal loans could give you the cash you need, when you need it.

The Run Down
  • Loan consolidation, home expenses or emergencies
  • No collateral required for these unsecured personal loans​
  • Loans from $1,000 to $100,​​​​​00056​​
  • Terms from 1 to 5 years56
  • Typically, same-day deposit into your account! (Or we’ll mail a check if you prefer.)
  • No prepayment penalties. Pay early and save on interest.
  • Loan approval and APR based on payment method, creditworthiness and ability to repay.
Personal Loan Rates
APR Term
10.49 % 12 Months
11.49 % 24 Months
12.49 % 48 Months
13.49 % 60 Months

APR=Annual Percentage Rate56.  APRs shown above are stated as low as and may vary based on factors such as payment method, creditworthiness, and ability to repay.

Earn 3.10% APY on your savings!63

That's 15x the national bank average!71

Learn more about savings

Calculate your Personal Loan Payment

Our personal loan calculator will help you estimate your payments so you can find the right loan for you.

Calculated results are estimates for illustrative purposes only and may not apply to your individual circumstances. Payment estimates may not be completely accurate due to rounding. Actual payments will depend on factors such as terms, amount, and rate on your loan. The calculator result does not constitute an offer for a loan; does not account for creditworthiness or other loan eligibility factors; and does not account for all fees or any insurance that may apply. Loans subject to credit approval.

Alliant Online Personal Loans

Need money fast?

Our no-hassle personal loans offer quick approval decisions and often provide funds the same day you apply online42. Alliant Personal Loans are unsecured signature loans requiring no collateral.

Terms and amounts

Personal loan amounts are available from $1,000 to $100,000. Available terms include one-year, two-year, four-year and five-year loans, and we won't penalize you if you pay your loan off early.

How to use a personal loan

A personal loan can help you consolidate other loans, pay for emergency expenses or fund a home improvement project. Learn more about personal loans.


Flexible terms (12-60 months)56 |
No origination fees |
Same day approval in most cases |
Same day funding in most cases |
No prepayment fees |
Flexible terms (12-60 months)56 |
No origination fees |
Same day approval in most cases |
Same day funding in most cases |
No prepayment fees |
Flexible terms (12-60 months)56 |
No origination fees |
Same day approval in most cases |
Same day funding in most cases |
No prepayment fees |

*Chart comparisons based on info compiled from competitors’ websites as of May 7, 2019.

Best Credit Unions for Personal Loans

Personal loan FAQs

When will I receive the funds from my Alliant Personal Loan?

As long as your loan is approved through the Alliant loan process, funds are available the same day, in most cases.

What type of collateral do I need to provide for a personal loan?

Alliant Personal Loans are unsecured loans (aka, signature loans), so no collateral is needed. Contact a loan specialist for more information.

Can I pay off my loan quicker than the payment schedule?

Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.

What should I do if I can’t make my payment on time?

Alliant offers a Loan Assistance Program to support our members who are suffering through a financial hardship and need extra help to get back on track financially. Learn more on the Alliant Loan Assistance Program page of our website.

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