Your simple cashback credit card

Earn cash back on qualifying purchases with the Alliant Cashback Visa® Signature Credit Card84

Alliant Visa Signature Credit Card
The Run Down
  • Exclusively designed for high spenders with excellent credit
  • A true cashback card: 2.5% cash back84 with no categories to track
  • Maximum cash back earnings will be $250 ($10,000 in qualifying purchases) per billing cycle84
  • Rates as low as 12.24% APR83
  • No foreign transaction fees83
  • Generous credit line.
  • $99 annual fee, waived to $0 intro fee the first year83
  • Works with Google Pay™, Apple Pay™ and Samsung Pay™ 38
  • $0 fraud liability guarantee37 from Visa
Bank without skipping a beat

Our mobile app lets you bank from anywhere! It's one of the reasons we're Business Insider's Best Banks of 2020.

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See How Much You Could Earn With Your Alliant Visa Signature Credit Card

Use the slider below to see how quickly your cash back could add up

How much do you spend per month?
Total spend per year: $0 K
Total spend per month: $0.00 K
Example of Total Cash back per year

Protecting you and your purchases – at home and on the road

No foreign transaction fee83

Say adios to foreign transaction fees and bonjour to great travel benefits like emergency card replacement, emergency cash disbursement and concierge services.

Personal identity protection

Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity.

Protection on purchases

Purchase Security coverage protects your purchases for the first 90 days after purchase, and Double Warranty Coverage effectively doubles manufacturer warranties.

Travel accident coverage

When you pay for your trip with your Alliant Signature card, you’ll have $250,000 of free travel accident insurance.

Rental car collision coverage

Pay with your Alliant Signature card and you’re automatically protected by Auto Rental Collision Damage Waiver (ARCDW) coverage.

Roadside assistance

Your Signature card provides free 24-hour access to pay-per-use roadside assistance via Roadside Dispatch

NortonLifeLock™ identity protection

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.

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Visa Signature Credit Card FAQs

How often does my APR (Annual Percentage Rate) change?

The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 8.99% - 18.99%.

What is an authorized user on my credit card?

An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.

How do I add an authorized user to my credit card application?

You can add an authorized user by either calling Alliant or in the Alliant Loan Application.

Are there any fees associated with my Visa Signature Credit Card?

If a payment is late or returned, a fee is assessed. For balance transfers, a fixed dollar amount or a fee is charged.  The Alliant Cashback Visa® Signature card has an annual fee of $99 (waived to $0 introductory fee for the first year).  Please find additional information within our Terms and Conditions.

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new Alliant Visa credit card in the mail.

How do I enroll in the Rewards or Cashback Program?

Not to worry! All Alliant credit card holders are automatically enrolled in their applicable rewards program. 

When will my Annual Fee be charged?

Your annual fee will be charged one year after opening your card and, then, every year following. 

How can I receive my credit card cash back?

You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.

Can I transfer balances from my other credit cards to my Alliant Cashback Visa Signature card?

Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Cashback Visa Signature card. A fee of 3% of the balance transfer applies.

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