Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81
Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
Earn unlimited cash back with no annual fee and no tricky categories to track with the Alliant Cashback Visa® Signature Credit Card84
• 0.25% APY19 (4x the national average69)
• ATM fee rebates up to $20/month19
• No monthly service fees19
If you don’t qualify for Tier One Rewards during a calendar quarter, you’ll automatically earn Tier Two Rewards in the following quarter:
Please note that effective 10/1/22, the qualification requirements for Tier One Rewards will be changing. For further details, please refer to Visa Signature Changes.
Eligibility will be determined on a quarterly basis and be based upon the four calendar quarters of each year, segmented as: January through March, April through June, July through September, and October through December. For example, to earn Tier One Rewards for January, February and March of 2022, you must meet the above requirements in October, November and December of 2021. New cardholders will initially earn Tier Two Rewards until they have met Tier One Rewards eligibility requirements for an entire calendar quarter.
Read and download the complete Alliant Cashback Visa Signature Card Program Terms & Conditions
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Learn more about your Visa Signature card benefits
Say adios to foreign transaction fees and bonjour to great travel benefits like emergency card replacement, emergency cash disbursement and concierge services.
Personal Identity Theft provides reimbursement up to $5,000 for covered expenses you incur to restore your identity as a result of a covered stolen identity event. For more information, refer to the Visa® Your Guide to Benefit: Personal Identify Theft.
Purchase Security protects new retail purchases made with your eligible Visa Signature card and/or rewards program associated with your covered Signature account within the first ninety (90) days from the date of purchase. For more information, refer to the Visa® Your Guide to Benefit: Purchase Security.
As a Visa Signature cardholder, you and your dependents* become covered automatically when the entire Common Carrier fare is charged to your covered Visa Signature card account. For more information, refer to the Visa® Your Guide to Benefit: Travel Accident Insurance.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Alliant Visa Signature card to secure transactions. Please refer to your Visa® Guide to Benefits for more information.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for more information.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock, your partner against identity theft, helps provide you with tools so you can act quickly should the unexpected happen.
To confirm eligibility, visit www.cardbenefitidprotect.com.
When you use your covered Visa Signature® card for your eligible purchases Extended Warranty Protection will double the term of your eligible U.S. manufacturer’s warranty up to 1 additional year on eligible warranties of 3 years or less; for warranties of less than 1 year, the term is doubled; for warranties of one year or more an additional year of coverage is provided. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature® to secure transactions. For complete terms and conditions, contact your issuer for a copy of your Guide to Benefits.
All Alliant Visa® credit cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant credit cards will retain their magnetic stripe, giving you ultimate payment flexibility around the globe. Learn more.
The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 8.99% - 18.99%.
An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.
You can add an authorized user by either calling Alliant or in the Alliant Loan Application.
If a payment is late or returned, a fee is assessed. For balance transfers, a fixed dollar amount or a fee is charged. There is no annual fee for the Alliant Cashback Visa® Signature card. Please find additional information within our Terms and Conditions.
Once the application is accepted, it typically takes 14-21 days to receive your new Alliant Visa credit card in the mail.
Not to worry! All Alliant credit card holders are automatically enrolled in their applicable rewards program.
You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Cashback Visa Signature card. A fee of 3% of the balance transfer applies.
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