Save bigger, save better with rates 15x the bank industry average.71
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Best Savings Account
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2023 Best Savings Account
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2024 Best Credit Union
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Earn our best interest rate on your money—15 times the bank industry average—with only a $100 minimum balance.63,71
Unlike with big banks, you’ll pay no hidden charges, no monthly fees or other sneaky ways to chip away at your earnings.
Alliant can reward its members with high savings rates and fewer fees because we’re 100% digital and not-for-profit.
Reduce the time to receive your paycheck or Social Security check by up to two days.
Open up to 19 supplemental savings accounts for free to track each of your savings goals with the same great rate.
Enjoy the convenience and peace of mind of knowing you're never far from your money when you need it.
Teach kids 12 and younger about money-easy way to open savings account for a grandchild.
Receive alerts via text message, email or mobile app to keep you informed when there's unusual account activity.
Rest easy knowing the funds in your Alliant deposit accounts are federally insured up to $250,000.
Bank on your terms! Access, move and track your money easily 24/7 with our award winning mobile and online banking.
See why high-rate or high-yield savings accounts can help you save faster than traditional savings accounts—and achieve specific goals by opening up to 19 supplemental savings accounts.
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With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
With the Alliant mobile app, you can deposit up to $100,000 in checks each day, and up to $250,000 total over any 30-day period.
You can quickly access Alliant’s massive network of fee free ATMs by visiting our website. Find an ATM here.
Through Alliant’s ATM network, you can easily make deposits (not available at all ATMs), withdraw funds, and check account balances. To help you avoid pesky fees that other banks may charge, we offer rebates for fees charged at ATMs that are out of the network (up to $20 per month for checking account holders). With our huge network and ATM rebates, you can be confident there is an ATM near you, wherever you happen to be.
An Alliant Savings ATM Card is an EMV chip card that can be used at ATMs to give you access to the funds in your Alliant Savings Account. Alliant Savings ATM cards are issued only to members who do not have an Alliant checking account debit card. Please refer to our Alliant Savings ATM Card frequently asked questions.
Yes, your deposits in your Alliant accounts are federally insured by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings. For more details, visit our NCUA page.
Online banking makes it simple to open Supplemental Savings accounts.
1. Near the top right side of the page (the options listed next to the Alliant logo), click on "Explore Products."
2. On the "Explore Products" page, select "Open Now" below the Supplemental Savings tile, then follow the prompts to name your account, add a joint owner if applicable, and fund the account. Note: You may open a Supplemental Savings account with a $0 balance and add funds later.
If you have questions about opening a new Supplemental Savings account, send us a secure message in online banking (click "Messages" at the top of any online banking page) or mobile banking (click the talk icon at the top left of the app, then select the "Send a secure message" button) or call us at 800-328-1935.
Yes. You can have up to 19 supplemental savings accounts.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
