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With no monthly service fees, no overdraft fees and no monthly minimum balance, you’ll avoid the annoying fees that big banks love, plus earn 0.25% APY interest.19,104
Don’t worry when you must make a transaction outside of our already-extensive network of 80,000+ fee-free ATMs: Alliant will deposit up to $20 in ATM fee rebates to your account each month. 59
Reduce the time to receive your paycheck or Social Security check by up to two days. Enjoy peace of mind with early access to your money, automatically active on eligible direct deposits.110
Anyone can apply to become an Alliant member. That’s different, but so is Alliant—a digital credit union that wows its members, rewarding them with high savings rates, low fees and much-demanded features like Early Payday.
Generate 0.25% APY interest on your Alliant High-Rate Checking account balance when you opt in to receive eStatements and have at least one monthly electronic deposit.61
Watch your money grow at a rate 15x the industry average in the Alliant High-Rate Savings Account that comes with your Alliant High-Rate Checking account.71
With the Visa $0 fraud liability feature, you’ll never pay for unauthorized charges on your debit card.37
Receive alerts via text message, email or mobile app to keep you informed when there's unusual account activity.
Rest easy knowing the funds in your Alliant deposit accounts are federally insured up to $250,000.
Imagine! A checking account that goes with and guides you. With 24/7 access to your money thanks to our intuitive, award-winning digital experience, you’ll tear through your to-do list in no time.
See how digital innovations and a high-rate account can help you keep more of your money.
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
Alliant High-Rate Checking pays a monthly dividend — as long as you meet the easy requirements of having eStatements and at least one electronic deposit per month. If you do not meet the requirements for any month, your account will not receive a dividend for that month. Checking dividends are paid on the last day of each month. The checking dividend is subject to change at any time.
Yes. You will receive a free Visa® contactless debit card that you can use for purchases, and for withdrawals or deposits at ATMs (deposits not accepted at all ATMs). It typically takes 14-21 days to receive your Alliant Visa debit card by mail.
Deposits, withdrawals (including international withdrawals!), transfers, or balance inquiries made using an Alliant Checking or Teen Checking debit card are eligible for our ATM fee rebate. International withdrawals will still have a 1% Visa foreign transaction fee. This rebate does not apply to cash advances from Alliant Visa® credit cards through ATMs or to the Alliant Savings ATM Card and Visa International Service Assessment (ISA) fee, referenced as the foreign transaction fee on account statements. Not all ATMs accept deposits.
An Alliant checking account has no monthly maintenance fees, no overdraft fees,19 no monthly minimum balance requirement104 and no maximum balance limit.
Alliant has made adding your debit card to your Apple digital wallet even easier with the tap to add card feature. This feature allows you to add your card to your digital wallet without the use of a key entry or your phone’s camera.
To use this feature, follow the following steps:
Step 1: In your digital wallet, select the “Add Card” option.
Step 2: In your wallet, you will be provided with the option to tap card. To do this, hold your card to the back of your phone.
Step 3: Accept the Terms and Conditions.
Step 4: A screen will pop up confirming you added your card and that it is ready to use.
Note: This feature is generally available with Apple Wallet as part of the iOS 18 release.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
