What controls are associated with a Teen Checking Account?

Because the Primary Account Holder is a minor (ages 13-17), there are restrictions on certain account activity, as highlighted below. Explore more.

Activity	Joint Owner	Primary Account Holder
	Parent/Guardian	Teen
Activate debit card	*	*
Use debit card to make purchases (up to $500 daily in PIN-based transactions)	*	*
Use debit card to make purchases (up to $5,000 daily in Signature-based and P2P combined)	*	*
Check account balance	*	*
Make cash withdrawals up to $500 daily using debit card at ATMs	*	*
Make deposits at ATMs using debit card	*	*
Write checks	*	*
Set up recurring transfers	*	*
Change debit card PIN	*	*
Reorder debit card	*	*
Put “hold” status on debit card	*	*
Initiate Overdraft Protection	*
ACH Transfer	*
Open supplemental accounts and certificates	*
Request outgoing wires	*
Reorder checks	*
Request an address change	*
Request account documents	*	*
Perform stop payments	*	*
File check discrepancies	*	*
Close account	*

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